Safety Center

Hurricane and Tropical Storm Safety Tips

What to do before a hurricane or tropical storm

  • Have a plan
  • Keep informed and stay safe
  • Charge your devices
  • Protect the outside of your home
    • Keep windows and doors closed
    • Secure points of entry from water penetration
    • Secure other structures and outdoor items
  • Protect the inside of your home
    • Confirm that your sump pump is working
    • Move high value items to higher ground
    • Raise appliances and keep refrigeration units closed as often as possible
  • Move your vehicle(s) to higher ground
    • Do not drive your vehicle(s) through flooded waters
  • Create a list of your belongings
    • Take pictures/videos of the items in your home along with any serial or model numbers and store on a secure cloud drive
    • Secure important documents

What to do after a hurricane or tropical storm

Stay Safe! Listen to authorities and stay up to date on the latest news surrounding the storm.

If you sustained damage to your property, take the following measures:

  • Report your claim online or by calling 1-800-367-6564
  • Take pictures and inventory of your damaged property
  • Make temporary emergency repairs only
    • Make temporary emergency repairs that mitigate the damage and make your home safe and livable
    • Do not make any cosmetic repairs before speaking with your adjuster
    • Save receipts for any mitigation expenses

NJM Insurance Group’s Commitment to Safety

NJM’s enduring commitment to safety can be traced back to our earliest days — with a focus that has expanded from improving conditions in manufacturing facilities to helping keep customers safe on the roads and at home. NJM is a leader in personal and commercial auto, homeowners, and workers’ compensation insurance.

References:

  1. National Safety Council. “Hurricanes Among the Most Destructive Forces in Nature,” https://www.nsc.org/community-safety/safety-topics/emergency-preparedness/hurricane-preparedness.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.

Our Safety Center pages are filled with tips related to the safety and maintenance of your home and autos. The information contained in these articles should not be construed as professional advice, and is not intended to replace official sources. Other resources linked from these pages are maintained by independent providers; therefore, NJM cannot guarantee their accuracy.