Safety Center

Hail Safety Tips

What to do before a severe thunderstorm

  • Protect the outside of your property
    • Move outdoor items inside
    • Protect your vehicle(s) by parking under cover or in the garage
  • Keep informed and stay inside
    • Move to an interior room, away from windows
  • Charge your devices

What to do after hail

Stay Safe! Listen to authorities and stay up to date on the latest news surrounding the storm.

If you sustained damage to your property, take the following measures:

  • Report your claim online or by calling 1-800-367-6564
  • Take pictures and inventory of your damaged property
  • Make temporary emergency repairs only
    • Make temporary emergency repairs that mitigate the damage and make your home safe and livable
    • Do not make any cosmetic repairs before speaking with your adjuster
    • Save receipts for any mitigation expenses

NJM Insurance Group’s Commitment to Safety

NJM’s enduring commitment to safety can be traced back to our earliest days — with a focus that has expanded from improving conditions in manufacturing facilities to helping keep customers safe on the roads and at home. NJM is a leader in personal and commercial auto, homeowners, and workers’ compensation insurance.

References:

  1. National Safety Council. “Hail Safety Rules,” https://www.weather.gov/mlb/hail_rules.

  2. U.S. Forest Service. “Hail,” https://www.fs.usda.gov/visit/know-before-you-go/hail.

People Also Ask

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The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.

Our Safety Center pages are filled with tips related to the safety and maintenance of your home and autos. The information contained in these articles should not be construed as professional advice, and is not intended to replace official sources. Other resources linked from these pages are maintained by independent providers; therefore, NJM cannot guarantee their accuracy.