Flood Safety Tips
How to prepare for a flood
- Have a plan
- Keep informed and stay safe
- Charge your devices
- Protect the outside of your home
- Keep windows and doors closed
- Secure points of entry from water penetration
- Protect the inside of your home
- Move valuable items to higher ground
- Raise appliances
- Move your vehicle(s) to higher ground
- Do not drive your vehicle(s) through flooded waters
- Create a list of your belongings
- Take pictures/videos of the items in your home along with any serial or model numbers and store on a secure cloud drive
- Secure important documents
- Consider flood insurance
- If your community participates in the National Flood Insurance Program, you can purchase a flood insurance policy. There is typically a 30-day waiting period between the date of purchase and the date the flood insurance policy goes into effect.
- NJM has a relationship with Wright Flood, the nation’s leading provider of federal flood insurance. Learn more about flood insurance.
What to do after a flood
Stay Safe! Listen to authorities and stay up to date on the latest news surrounding the storm.
- If you sustained damage to your vehicle(s), report your claim online or by calling 1-800-367-6564
- If you sustained damage to your property, report your claim to your flood insurance provider
- Homeowners insurance does not provide coverage for losses resulting from a flood. If you have flood insurance, report your damage to your flood insurance provider.
- Protect your property from further damage
- Ensure proper clean-up of the water to prevent future mold
NJM Insurance Group’s Commitment to Safety
NJM’s enduring commitment to safety can be traced back to our earliest days — with a focus that has expanded from improving conditions in manufacturing facilities to helping keep customers safe on the roads and at home. NJM is a leader in personal and commercial auto, homeowners, and workers’ compensation insurance.
References:
National Safety Council. “When the Waters Rise, Will You Know What to Do?,” https://www.nsc.org/community-safety/safety-topics/emergency-preparedness/flood-preparedness.